Marin Financial LLC is an independently owned, state-registered investment adviser based in Lancaster, Pennsylvania. We use the trade name Marin Financial. There is no separate DBA.

Legal name: Marin Financial LLC
CRD / IARD: 325239
Owner: Brian L. Tribbitt, MBA, CFP® (CRD 7186144), 100%
Office: 1735 Glenbrook Ave, Lancaster, PA 17603
Public file: https://adviserinfo.sec.gov/firm/summary/325239

The firm began offering advisory services in 2023. We are registered with state securities regulators, not the SEC. Current registration jurisdictions are listed on the IAPD profile.

What we do

• Discretionary asset management (annual advisory fee of no more than 1% of assets under management, billed quarterly in arrears; negotiable)
• Comprehensive financial planning and hourly consulting ($250 per hour)
• ERISA plan services as a 3(21) or 3(38) advisor (fees not more than 0.5% of included assets)
• No account minimum. We do not sponsor wrap-fee programs. We do not charge performance-based fees.

Who we are not

• We are not a broker-dealer and do not act as registered representatives of a broker-dealer.
• We are not an insurance-only agency. Insurance, when offered, is a separate activity of Brian Tribbitt as an independent agent.
• We are not Marin Financial Advisors, LLC of Larkspur, Marin County, California (CRD 135872).
• We are not fee-only. We are fee-based because insurance commissions may be earned.

Fiduciary standard
When Marin Financial provides investment advice as a registered investment adviser, we have a fiduciary duty to act in the client’s best interest. As a CFP® professional, Brian also agrees to act as a fiduciary when providing financial advice and financial planning. That duty does not eliminate conflicts. The material insurance-commission conflict is disclosed in Form ADV.

Custody
Client assets are held at a qualified custodian, Charles Schwab. Marin Financial does not take physical custody of client assets.

Brian L. Tribbitt, MBA, CFP®
Education: Vanderbilt University, MBA–Finance (2015); Pennsylvania State University, B.S. Electrical Engineering (2007). CFP® professional. U.S. Navy veteran. Outside business activities, including insurance, real estate, a brewing company, and government/military work, are disclosed on Form ADV Part 2B.

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.